Corporate Insurance Planning
Do you have a Succession Plan? Guarantee that your business survives you. Provide guaranteed tax-free cash to ensure the purchase or intergenerational transfer of your business upon your death, critical illness or long term disability.
Who is on your Transition Team? I will work with your other professional advisors (lawyer, accountant) to ensure your plans are fulfilled.
- Key Person Insurance
- Tax-free income upon the loss of a key employee / owner
- Partnership Insurance
- Tax-free cash to guarantee the purchase of a partner’s share of the business according to their partnership agreement
- Succession Planning
- There are 3 paths to choose when planning for the succession of your business. We will explore each path.
- Estate Freeze Funding
- Providing tax-free income to settle the deferred capital gains taxes as determined by your estate freeze planning documents
- Estate Equalization
- Balancing the distribution of your estate’s value in a fair and equitable manner among your beneficiaries
- Tax-deductible securitization of your business loans
Retirement Planning for the Business Owner and Professional
- Individual Pension Plans (in Printable Pdf Format)
- On your behalf I have developed a strategic alliance with GBL, Canada’s leading consulting IPP firm.
- Take advantage of enhanced tax-deductible contribution limits by creating a defined benefit pension plan for you the business owner / professional.
- 100% creditor proofing of plan assets
- No deemed disposition of plan assets upon death
- All costs associated with the pension plan are tax deductible to the company