Wealth Challenges

  • Longevity – Ensuring income into your 90’s
  • Lifestyle Requirements – Base income sources, Discretionary spending, Health Care costs
  • Inflation – Over the past 10 years, an average rate of 2%, while health-care has averaged 4%
  • Low interest rates
  • Taxes
  • Volatile market performance – Preserving capital, Managing risk
  • Health / Wellness
  • Estate Preservation – Inheritances, Ensuring distribution per your wishes
  • Funding Estate Costs – How to best manage?

“Approximately 50% of 65 year olds will live into their 90’s.”  “For a couple age 65, there is an 81% chance of one of them experiencing a critical illness in their retirement.  As well, there is an 82% probability that one of them will require long term care.” 

Let’s talk…