Wealth Challenges
- Longevity – Ensuring income into your 90’s
- Lifestyle Requirements – Base income sources, Discretionary spending, Health Care costs
- Inflation – Over the past 10 years, an average rate of 2%, while health-care has averaged 4%
- Low interest rates
- Taxes
- Volatile market performance – Preserving capital, Managing risk
- Health / Wellness
- Estate Preservation – Inheritances, Ensuring distribution per your wishes
- Funding Estate Costs – How to best manage?
“Approximately 50% of 65 year olds will live into their 90’s.” “For a couple age 65, there is an 81% chance of one of them experiencing a critical illness in their retirement. As well, there is an 82% probability that one of them will require long term care.”
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