Wealth Challenges

• Longevity – Ensuring income into your 90’s
• Lifestyle Requirements – Base income sources, Discretionary spending, Health Care costs
• Inflation – Over the past 10 years, an average rate of 2%, while health-care has averaged 4%
• Low interest rates
• Taxes
• Volatile market performance – Preserving capital, Managing risk
• Health / Wellness
• Estate Preservation – Inheritances, Ensuring distribution per your wishes
• Funding Estate Costs – How to best manage?

“Approximately 50% of 65 year olds will live into their 90’s.”  “For a couple age 65, there is an 81% chance of one of them experiencing a critical illness in their retirement.  As well, there is an 82% probability that one of them will require long term care.” 

Let’s talk…